Valen Technologies, Inc. improves underwriting and premium audit results through our hosted predictive analytic solutions, UnderRight^® and AuditRight^®. Our experts build, deploy and monitor models for automating underwriting and optimizing premium audit processes. Valen gathers data from our clients, cleanses, enhances and organizes the data, then combines it with firmographic and historic underwriting data from our ValenNetworks^™ database and our External Data Warehouse. This additional data fills the gaps that exist in every insurer’s data and enables us to build the most robust predictive models available. The cleansed data can then be reloaded into our customers’ existing data warehouses if they so desire. Valen hosts the models that we create thereby eliminating many of the risks and hassles of implementing predictive models. Valen offers the only turnkey predictive analytic solution that includes expert predictive modeling, model monitoring and refresh, as well as data management. Our customers use our solution to reduce loss ratios, improve competitive position, reduce premium audit expense, and optimize premium audit results.