Valen delivers the benefits of predictive analytics to insurers of all sizes and budgets. Our experts use three key data sources and powerful predictive modeling software to build the industry’s most effective predictive models. With a combination of massive amounts of data in our ValenNetworks® historical database, our XData® aggregation of economic and firmographic data and our client’s own data, we build models that cannot be built using a carrier’s in-house data alone. Using a software-as-a-service approach, we deliver analytic results, not tools. Valen’s predictive analytics provide carriers of all sizes with a more effective means of achieving profitable growth, reduced loss ratios, lower expenses and greater ease of doing business.

Valen Solutions Include:

InsureRight®: A risk report that provides both a pricing score as well as a misclassification score which in combination improves pricing accuracy and risk reduction.

UnderRight®: A pricing model used to lower loss ratios, improve profitability, and provide protection against adverse selection.

AuditRight®: A predictive model designed to help maximize the premium return that is associated to a carriers investment into the audit process.

RateRight®: Is used to identify those policies that are at a high risk of misrepresenting policy exposure.